Make the most of your money with this simple step-by-step guide to creating a budget! nDoes opening your credit card bill make you anxious? Do you always run out of money before your next paycheck? Do you want help establishing and sticking to a budget? Budgeting for Beginners will help you build the confidence you need to take on short-term and long-term financial problems and goals. n nThis revised pocket guide includes how to: nn n- Save and invest money. n- Set up a budget you can stick to. n- Pay off your credit cards in a timely manner. n- Avoid habitual budgeting mistakes. nAlong the way, youll complete a 12-step program for creating a reasonable budget you wont want to break. This will help start you on the road to financial freedom and control!